Pag-IBIG Fund members who avail of a Multi-Purpose Loan (MPL) now have an added chance to win cash prizes of up to ₱50,000, as the agency launches two raffle promotions that also recognize employer representatives who help Filipino workers access their benefits.

The Loan to Win promo for member-borrowers and Hatid Pana-Loan promo for Fund Coordinators and Employer Representatives will give away a total of 540 cash prizes in two raffle draws in December 2026 and February 2027. The promos aim to encourage more members to take advantage of their Pag-IBIG benefits while rewarding the employer representatives who help bring these services closer to workers.

Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling said the initiative supports the government's continuing efforts to help Filipino families achieve homeownership and improve their lives.

"As we continue to make significant gains under the Expanded Pambansang Pabahay para sa Pilipino (4PH) Program, we are taking a more comprehensive approach to addressing the housing needs of Filipino families. Beyond bringing the dream of homeownership within their reach, we are also helping members enhance the quality of life in their homes through minor improvements and the purchase of furniture and appliances, with affordable financing through Pag-IBIG Fund's Multi-Purpose Loan. MPL also helps them pursue other important family goals. These raffle promos encourage more members to make the most of their Pag-IBIG benefits, in line with President Ferdinand R. Marcos Jr.'s call to uplift Filipino families and help them build better, more secure and dignified lives," Aliling said.

Joining the promos is simple. Under the Loan to Win Raffle Promo, members automatically earn a raffle entry once their MPL is approved. They can earn more chances to win if they are first-time borrowers, renew their loans or apply through Virtual Pag-IBIG with online certification from their employers.

The Hatid Pana-Loan Raffle Promo, meanwhile, gives Fund Coordinators and Employer Representatives the chance to win by helping employees secure approved MPL applications. They also earn additional entries when they assist first-time borrowers and members who apply online through Virtual Pag-IBIG.

Through the Pag-IBIG MPL, qualified members can borrow up to 90% of their total Regular Savings, payable over one, two or three years under affordable terms. Members can use their loans for their children's education, medical expenses, home improvements, small businesses and other important family needs.

The promos offer cash prizes of ₱50,000, ₱25,000, ₱15,000 and ₱5,000, with 270 prizes to be awarded in each draw. The first, Pag-IBIG AnniverSWERTE!, will be held on Dec. 14, 2026, as part of Pag-IBIG Fund's 46th anniversary celebration, covering MPL applications approved from Nov. 1 to 30, 2026. The second, Panalo sa Pag-IBIG!, is scheduled for Feb. 14, 2027, covering applications approved from Dec. 1, 2026, to Jan. 31, 2027.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said MPL continues to help members pursue their plans and provide for their families, while contributing to the agency's earnings that benefit its entire membership.

"Our Multi-Purpose Loan helps members pursue their plans and provide for their families, whether by improving their homes, supporting their children's education, meeting medical expenses, or growing a small business. We make this possible through affordable interest rates and manageable repayment terms. The more our members save, the more they can borrow, while their savings continue to earn dividends. Equally important, the income generated from MPL contributes to Pag-IBIG Fund's earnings, which we largely return to our members through dividends on their savings. This way, the benefits extend beyond those who borrow to our entire membership," Acosta said.

"Through these raffle promos, we hope to encourage more members to make the most of their Pag-IBIG benefits while giving them an added chance to be rewarded. We also thank our Fund Coordinators and Employer Representatives for helping Filipino workers access these benefits. With Virtual Pag-IBIG, applying for a loan is now easier and more convenient, allowing members to secure financial assistance when they need it," she added.

Qualified members and employer representatives automatically earn raffle entries without having to register separately. Winners will be notified through official Pag-IBIG Fund communication channels. For the complete raffle mechanics and further announcements, members may visit www.pagibigfund.gov.ph or the agency's official Facebook page.

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